These no-bake banana split “cakes” use instant vanilla pudding, bananas, pineapple, and a walnut crust to arrive right in that cold, creamy, unmistakably retro sweet spot.

No-Bake Banana Split “Cakes” With All the Good Stuff
The mall food court used to be the center of the universe. You’d wander past Orange Julius, stand in line for a sample of teriyaki chicken on a toothpick, and feel like you were somewhere. Banana splits belonged to that era too, when the mall fountain glittered like holy water and everyone pretended those neon lights were flattering.
My no-bake banana split “cakes” are straight out of that world. A walnut crust at the bottom, a cream cheese layer you pipe in because you’re not messing around, crushed pineapple, cold instant vanilla pudding, bananas that taste like summer break, and the full Cool Whip-cherry-nut crown on top. It’s everything you’d find on a plastic tray in 1994, just upgraded and portioned into handheld cups so no one has to share.
Why I Love This Recipe
- Banana split layers without the run-down-your-elbows meltdown.
- Instant vanilla pudding soft-serve energy.
- Made to chill, hold up, and hand out.

Ingredients
Everything you need for a dessert that tastes like childhood without looking like it came from a cafeteria tray.
- Walnuts – Ground into a crust that makes every bite better.
- Granulated sugar – Non-negotiable crust sweetener.
- Butter – Melts the walnut crust into compliance.
- Cream cheese – The smooth layer that makes this handheld dessert feel engineered, not assembled.
- Crushed pineapple – Canned, cold, and perfect for this.
- Bananas – Slice them fresh; they’re the “split” in the split.
- Instant vanilla pudding mix – The heart of the cold, creamy nostalgia. The same kind I use in my Boston cream pie cupcakes.
- Whole milk – Thickens the pudding to that soft-serve texture.
- Whipped topping – The cloud on top that makes it feel like a diner sundae.
- Maraschino cherries – Because it’s not a banana split without them.
- Walnut pieces – The final scatter so it looks intentional.

How To Make No-Bake Banana Split “Cakes”
Find the complete printable recipe with measurements in the recipe card at the BOTTOM OF THE POST.
- Step One (make the crust)
Toss the walnuts and sugar into a food processor and blend until you’ve got fine crumbs. Pour in the melted butter and pulse until it looks wet and clumpy, the kind of mix that packs down easy. Divide it between twelve 8-ounce (225 g) cups and flatten it with the back of a spoon. Pop the cups in the fridge while you handle the fillings. - Step Two (mix the cream cheese layer)
Beat the cream cheese and sugar together until smooth. Spoon it into a Ziploc bag, seal it, and chill. You’ll snip the corner later to pipe it in fast, and mess free. - Step Three (prep the fruit)
Drain the pineapple juice into a bowl and toss the banana slices in it so they don’t brown. Set the crushed pineapple aside. The canned juice does the job better than lemon ever did. - Step Four (make the pudding)
Whisk the instant vanilla pudding mix with the cold milk for two minutes, then let it chill for about 15 minutes until it thickens. Instant pudding was made for desserts like this. It sets quick, tastes nostalgic, and holds its shape. - Step Five (assemble the layers)
Grab the cups from the fridge and start layering. Pipe in the cream cheese mixture first, smooth it a little if you want. Add a spoonful of crushed pineapple, then four banana slices. Spoon in the pudding, another four banana slices, and finish with whipped topping. Top each with a maraschino cherry and a scatter of walnuts. - Step Six (chill and serve)
Refrigerate for at least three hours so the layers settle and the pudding firms up. Cold and creamy is the whole point.

Recipe Tips
These taste like the banana split you always wanted, not the one you ended up with at the mall.
- Press the walnut crust until firm so it holds up under all the creamy layers. A solid base keeps the texture contrast between crunchy and smooth.
- Let the cream cheese soften before mixing so it blends cleanly into a thick, velvety layer instead of staying lumpy.
- Chill the cream cheese before adding pudding to keep the layers distinct. Cold structure is what makes this no-bake dessert hold its shape.
- Instant pudding is the secret. It sets quickly, stays creamy, and gives that soft-serve texture every old-school banana dessert depends on, kind of like my banana pudding poke cake where it thickens right in the cake instead of in a bowl. Soupy pudding will wreck the stack.
- They hold up when made a day or two ahead, and the flavors meld even better after a long chill.
- This dessert can also be made in a 9 x 13 (23 x 33 cm) baking dish, but chill for a full eight hours to get nicely layered slices.

Storage
These banana split “cakes” hold up better than anything that ever came out of a food-court cooler.
- Keep the cups covered in the fridge for up to 3 days. The layers stay tidy, and the bananas hold their color thanks to the pineapple juice.
- After a few days, the bananas start to brown, but everything still tastes great if you’re not picky about the look.
- Serve them cold straight from the fridge so the layers stay creamy and the pudding keeps its structure.

FAQs
- Can I use a different nut for the crust?
Yes. Pecans work great, and almonds are fine too, though they don’t give that same deep, toasty flavor walnuts do. You can also use crushed graham crackers or vanilla wafers if you need a nut-free version. - Can I skip the pineapple?
You can, but it helps keep the bananas from browning and adds that bright sweetness banana splits are known for. Without it, the flavor leans heavier on cream and pudding. - Do I have to use instant vanilla pudding?
For this dessert, yes. The texture and nostalgia both depend on it. Cook-and-serve pudding won’t set the same way in cups and changes the whole vibe. - Doesn’t a banana split need hot fudge?
It does, but anything hot will melt these cups fast. A quick drizzle of chocolate syrup at serving gives the same old-school sundae payoff without wrecking the cold layers. I finish my banana split kabobs the same way – with a cold chocolate drizzle that pulls everything together without the melt mess.

More Cold, Creamy Desserts Where Instant Pudding Does the Work
Boxed pudding quietly runs the show in these creamy, cold throwbacks.
- Dreamy Orange Cupcakes with Whipped Orange Frosting – vanilla pudding mix stabilizes the cloud-like frosting.
- Hawaiian Dream Dessert Cups – tropical pudding layers with coconut and pineapple.
- Better Than Robert Redford Dessert – the ultimate retro vanilla-chocolate layered pudding situation.
- No-Bake Peanut Butter Chocolate Icebox Cake – pudding, peanut butter, and chocolate doing their tag-team thing.
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Banana Split "Cakes" (No Bake)
Equipment
- measuring cups and spoons For ingredient consistency.
- mixing bowls To make the pudding/
- food processor To pulverize the walnuts for the crust.
- disposable clear plastic cups (9 oz.) For making the layers and serving.
- hand mixer For making the cream cheese layer.
Ingredients
Crust:
- 1¾ cup walnuts
- ¼ cup granulated sugar
- ⅓ cup butter melted
Filling:
- 12 oz. cream cheese room temperature
- ½ cup granulated sugar
- 1 (20 oz.) can crushed pineapple
- 4-5 large bananas sliced into 96 rounds
- 1 box (3.4 oz.) instant vanilla pudding mix
- 1¾ cups whole milk
- 1 (16 oz.) container whipped topping thawed
- 12 maraschino cherries with stems
- walnut pieces for garnish
Instructions
- In a the bowl of a food processor, add walnuts and sugar. Process into crumbs. Add melted butter and process until smooth (will be wet). Divide walnut mixture evenly among twelve 8 oz. plastic cups. Flatten crust on bottom with a tamper or the back of a spoon. Place in the refrigerator while you are making the fillings.1¾ cup walnuts, ¼ cup granulated sugar, ⅓ cup butter
- Beat together cream cheese and sugar until incorporated. Place mixture in a Ziploc bag and place in refrigerator until ready to use. (I put in a Ziploc bag so that I could just cut off the corner and pipe it in. Much easier this way.)12 oz. cream cheese, ½ cup granulated sugar
- Drain pineapple juice into a bowl and toss juice with banana slices to keep them from browning. Set crushed pineapple aside.1 (20 oz.) can crushed pineapple, 4-5 large bananas
- Combine instant pudding mix and cold milk. Whisk for two minutes. Place in refrigerator for 15 minutes until set.1 box (3.4 oz.) instant vanilla pudding mix, 1¾ cups whole milk
- Once everything is made and ready to go, remove cups with crust from the refrigerator. Pipe in cream cheese layer, dividing evenly among the cups. Place pineapple on top of the cream cheese layer, divide evenly. Add four slices of banana on top of the pineapple to each cup. Divide pudding evenly among all cups. Add another 4 slices of banana . Top with Cool Whip, a Maraschino cherry and walnuts.1 (16 oz.) container whipped topping, 12 maraschino cherries, walnut pieces
- Refrigerate 3-4 hours or longer before serving.
Video
Notes
- Press the walnut crust firmly so it holds together when you dig in.
- Let the cream cheese soften before mixing to keep it smooth and easy to pipe.
- Instant vanilla pudding gives the right creamy texture and that nostalgic banana split flavor.
- Toss the banana slices in pineapple juice to keep them from browning.
- Chill the cups for at least a few hours so the layers stay defined and creamy.
- These can be made a day ahead and still taste fresh straight from the fridge.
Nutrition
Have you made these No-Bake Banana Split “Cakes”? I’d love to hear how it turned out — leave a comment below and let me know.
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Joanne @ Fifteen Spatulas says
With the current heat wave in New England these no oven banana split cakes sound awesome!! I love that they come in individuals cups.
Cathy says
Stay cool Joanne!
Karen Burkitt says
Looks great, but missing one key ingredient for a banana split – chocolate! You could drizzle some chocolate syrup over the top and then add the nuts.
Cathy says
If I had to have chocolate in here I might add some chocolate curls on top, but other than that you really don’t miss it.
Sarah @ Miss CandiQuik says
YUM! I definitely need one of those little wooden tools to tamp down the crust – I can think of a ton of uses for it already! 🙂
Cathy says
Sarah it comes in handy for so many recipes!
Tieghan says
These turned out absolutely perfect, I made them for a party!
Cathy says
Thanks!
carrian says
I looooove banana so this is totally happening!!
Cathy says
It’s the perfect dessert food isn’t it?
Valerie @ From Valerie's Kitchen says
I love the grab and go dessert idea. Very clever!
Cathy says
Thanks Valerie, I love grab n’ go too!
Shanna says
I loved these. My kids loved these too. And no bake anything works for me in HOT Vegas right now!!
Cathy says
Stay cool Shanna!
Georgia says
How incredible these were! I tell ya, banana splits bring me back. My Dad used to make them for me after dinner sometimes as a kid… I don’t think I’ve had one since these! Lovely recipe, Cathy!
Cathy says
What a great memory, I hope you get to enjoy one soon.
Pamela @ Brooklyn Farm Girl says
I love individual cakes like this, it makes it easier for me not to eat 6x of them. These look great!
Cathy says
Ha, I hear ya!
Jeff Meulemans says
Missing chocolate and strawberries. I would definately add some of each. Great inspiration though!
Angie | Big Bear's Wife says
looks like you have a lot of cups of banana split cakes on your hands. I’ll be right over to take most of those home with me haha. YUM!!
Cathy says
Ha-ha!!
NaturesComplete says
These look yummy. I also checked out your merchandise. I love the design of your coffee mug. I may have to get one for my desk here at work. 🙂
Cathy says
Thanks.
natalie@thesweetslife says
this is a fantastic idea! desserts in single sizes like these are always so fun!
Cathy says
I know, my fave way to enjoy.
Jocelyn @BruCrew Life says
I am definitely looking for easy no bake desserts since it is so hot outside right now. And cute individual desserts always catch my attention. Yum!
Cathy says
Thanks Jocelyn!
Des @ Life's Ambrosia says
Yum! My husband is a huge banana fan. He eats one a day. He would be over the moon if I made these!
Cathy says
Time to make them for him!
Priscilla | ShesCookin says
SInce I’m not much of a baker – I adore no bake desserts and these look amazing. I also like individual servings – they’re cute, elegant, and no mess! Love these, Cathy!
Cathy says
Yes, no mess. That is always good!
leslie says
Oh my these sound sooooo good and soooo easy Cathy!
Cathy says
Yes. Easy.
Laura says
This dessert looks so creamy and refreshing and the no bake is a huge plus! Can’t wait to make these with my kids!
Hayley @ The Domestic Rebel says
Suuuuuch a cute idea, Cathy! Love the fact that they’re mini individual banana split cakes.. which means I can eat more 😉
Pam says
What a terrific idea Cathy! My kids would dig into these tasty treats happily.
Dorothy @ Crazy for Crust says
Okay, I love the individual portions. And that walnut crust? TO DIE FOR. Pinned!
Alisa says
This is so cute! I love the idea of individual servings. Maybe not because I’m having a party, but the individual servings will prevent me from eating the whole thing all at once!
Thanks so much for providing the recipe and inspiration!
Ashley Bee (Quarter Life Crisis Cuisine) says
Yum! I love no-bake things, especially in this freaking heat wave! These look sooo good 🙂
Chung-Ah | Damn Delicious says
How fun! I’m all about no-bake this summer!
Megan's Cookin' says
Looks like the perfect little dessert for these hot Summer days!
Chandra says
Oh Cathy!! These were amazing! Turned out so good.
Cathy says
Thank you!
Marilyn says
Great idea, but I would use peanuts or my favorite cashews instead of walnuts, and add a layer of strawberries to it, and chocolate curls on top. It is too hot in Kentucky to use our ovens. Thank you for the great recipe.
Cathy says
Enjoy it the way you like!
Christine (Cook the Story) says
I love this idea. In fact, I’m bookmarking it for Teacher Appreciation Week for next year. I always get asked to do the dessert for their luncheon and wind up searching for individual desserts for a crowd. This is just the thing!
Mary says
these look great but, it’s not ‘cake’…..you might want to switch the name to banana split parfait…..
Cathy says
Hey Mary-
Thanks for pointing that out. However that’s why the “cake” part of the title is enclosed in quotations.
Aida says
Don’t you love it when people only leave a comment to criticize. Lame.
Janice Hill says
I love this, it looks so yummy.
Stacy | Wicked Good Kitchen says
Such a sweet idea, Cathy! I love taking nostalgic family favorite recipes and putting a twist on them. This is the perfect way to make this summery (or anytime) dessert more fun for a party for everyone!
katie says
These look so good! I love the idea of the no-bake dessert!
Sommer@ASpicyPerspective says
Well, I just love an perfectly portioned treat, just for me! These look incredible. 🙂
Sandy @ RE says
Fabulous-ness! Fun for easy summer entertaining, Cathy!
Jessica - The Novice Chef says
These look so amazing! I can’t stand it!
Laura | Pass The Knife says
I’m totally addicted to this flavor combination. We do banana pudding regularly, but the layers of your cake are so beautiful – a great idea for a party.
Kumar's Kitchen says
we are drooling over those amazing cups of our favorite dessert, oh love everything about your banana splits especially the cherries on top 🙂
Maegan @ The BakerMama says
Super cute! I love how you used plastic cups which makes them even more perfect for a party! No way I could eat just one!
DessertForTwo says
I LOVE this recipe. I grew up on it. And now you’ve made it in individual portions! Hooray!
Jeremy Norton says
The serving does look cuter. And I can’t believe it is that easy to make.
Anne from Olympia says
These were a BIG hit! Great part: they are made ahead and everyone loves their own presentation (used wine glasses for adult dinner). These are like a banana cream pie only much better and easier to make. When you whip these our of your refrigerator everyone is excited at seeing them. Yum. I’ll bet a variation of adding some crushed pretzels to the crust would be good.
Thanks, Cathy, for another great recipe!
Pete says
How far in advance can you make these?
Cathy says
1-2 days.
April says
Loved this idea and decided to make it. Instead of walnuts though, I used vanilla wafers and topped it with chipped peanuts instead. My picky teenagers don’t care for walnuts and I made it in an 8×8 dish too. Can’t wait to try it. Thanks for the recipe!
Tom says
Ok, these are so cute, fun, & so yummy!! They’d be great for any occasion! I love that there is no baking involved, they couldn’t be any easier to make!
Kelsey says
These were so cute and they tasted delicious.
Melly says
I absolutely loved these. So easy to make and SO cute. Cannot wait to make these again!